Associate Loan Originator, NE
Company: Hilltop Holdings
Location: East Brunswick
Posted on: January 22, 2023
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Job Description:
Under the direction of the Lead/Primary Loan Originator,
performs office or non-manual work directly related to the
management or general business operations of PrimeLending and its
customers and markets and promotes PrimeLending products and
services to the team's client base of realtors, builders, bank
officers and potential and past clients. May serve as a partner to
the Lead/Primary Loan Originator. Acts as a liaison between the
Lead/Primary and/or other team members, in-process customers and
branch operations staff. Essential Functions Markets and promotes
PrimeLending's financial products; Associate Originators will not
be subject to the minimum personal production standards for Loan
Originators in order to qualify for a team relationship.
Establishes and maintains relationships with realtors, bank
officers, builders and new home sales representatives in order to
develop and retain existing business; and by visiting subdivisions
as required if partnering with lead/primary loan originator.
Handles loan volume as directed by team lead/primary loan
originator in a timely and efficient manner, while obtaining
working knowledge of Company products as well as private and
Government insured mortgage guidelines. Monitors overall customer
interaction and interfaces with all parties involved on each
individual loan from application to closing, including but not
limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income,
assets, investments or debts. Schedules appointments with potential
customers for the team. Interacts and interfaces with all parties
involved in each individual loan transaction from application to
closing. Obtains all necessary support documents including the
appropriate fees and collects additional documents and promptly
communicating loan status to all interested parties. Obtains
remaining or uncollected loan documentation after closing.
Negotiates terms and conditions of loans with customers. Stays
abreast of changes in rules and regulations pertaining to private
and government insured mortgages. Maintains a professional image
and adheres to standards consistent with company policies and
procedures. Meets customer service standards as outlined by
management. Other functions as needed. Job Requirements High school
diploma or equivalent and appropriate licenses as required by
state. Valid driver's license and current automobile liability
insurance. A minimum of 6 months loan originator experience
required. Interacts with regional & corporate departments, as well
as realtors, sales agents, builders, appraisers, etc. Demonstrated
judgment and decision making ability. Excellent and effective
presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use
of appropriate AU software technology. Must be active in the
community and in those job-related organizations to enhance the
network of beneficial contacts. Continue to expand knowledge of
issues influencing the industry and the organization. *In
accordance with the US Department of Labor Regulations Part
541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13
(a)(1) employees who meet certain tests will qualify for Exempt
Status. The above statements are intended to describe the general
nature and level of work being performed by individuals in, or
assigned to, the above position and are not intended to be
construed as an exhaustive list of all responsibilities, duties and
skills required, and may be changed at the discretion of the
Company. About the Company Since its inception in 1986,
PrimeLending has remained laser-focused on guiding homeowners
through financing the purchase, renovate, or refinance of a home.
With approximately 1,250 loan officers located in branches
throughout the U.S., PrimeLending lends in all 50 states and the
District of Columbia. Offering more than 400 loan products,
including 15 renovation loan solutions, the company provides an
unmatched array of options capable of serving the needs of a wide
range of customers. PrimeLending's culture is built around one
simple belief - investing in their talented, dedicated employees.
They offer a competitive compensation/benefits package and a fun,
professional culture and work environment the people are fantastic!
PrimeLending consistently ranks on Fortune's Best Workplaces lists
as well as the Dallas Morning News Top Employers list. PrimeLending
is led by a strong, experienced executive leadership team, and is a
stable, well-capitalized organization that is poised for continuous
growth and expansion. Why PrimeLending? We offer a competitive
compensation/benefits package and a fun, professional culture and
work environment the people are fantastic! National Mortgage
Company founded in 1986 and headquartered in Dallas, Texas A
subsidiary of PlainsCapital Bank, PrimeLending is owned by a
financially strong public parent company, Hilltop Holdings (NYSE:
HTH) #23 in Best Workplaces in Financial Services & Insurance 2021,
Fortune and Great Place To Work #24 in Best Workplaces in Texas
2021, Fortune and Great Place To Work #16 in Fortune Best
Workplaces for Women 2020, Fortune and Great Place To Work #29 in
Fortune Best Workplaces for Millennials 2021, Fortune and Great
Place To Work #33 in Great Place to Work's Best Workplaces for
Parents 2020, Great Place To Work #6 Top 100 Places to Work 2020,
Dallas Morning News Top Workplaces 97% of Employees say "it's a
great place to work" compared to 59% at typical U.S.-based
companies, 2020 Great Place to Work 2020 Community Champion, MBA
Foundation 10th in top retail volume, Scotsman Guide 2020 16th in
top overall volume, Scotsman Guide 2020 2021 Best-in-Class Lender
Award - Online Tools, MortgageSATTM 2021 Best-in-Class Lender Award
- Application Process, MortgageSATTM
Keywords: Hilltop Holdings, East Brunswick , Associate Loan Originator, NE, Other , East Brunswick, New Jersey
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